Personalized tax planning is conducted one or more times during the current year. This might take on the form of a general office meeting or, perhaps, a telephone consultation session would suffice. The purpose of these meetings would be to keep the taxpayer’s income and tax picture clear, without year-end surprises. Proper tax planning is essential to saving tax dollars, since correct tax decisions must usually be made before the end of the tax year. Where taxpayer’s situations are uncomplicated and meetings are not needed, a telephone call or email can inform my office of any unusual events taking place during the tax year.